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Driving Success: Fixed Income Investment with Woodville’s Litigation Finance Model

Updated: May 10

In the ever-evolving landscape of the legal and financial sectors, one name has emerged as a trailblazer in the realm of litigation finance: Woodville Consultants Limited. As the demand for litigation funding continues to rise, Woodville has positioned itself as a reliable partner, offering a unique and comprehensive solution that empowers lawyers, protects clients, and delivers attractive returns for investors.


The Litigation Funding Landscape

Navigating the complexities of litigation can be a daunting task, particularly for those with limited financial resources. Traditional funding models often fall short, leaving many meritorious claims unaddressed. This is where Woodville steps in, bridging the gap and providing the necessary resources to pursue justice.


The Rise of Litigation Finance

Litigation finance has emerged as a game-changer in the legal industry, allowing law firms and corporate clients to access the capital they need to pursue claims that would otherwise be out of reach. By sharing the financial risk, litigation funders enable lawyers to take on cases they might have had to decline due to resource constraints.


The Importance of ATE Insurance

A critical component of Woodville’s approach is the requirement for After-the-Event (ATE) insurance. This safeguard protects both the claimant and the funder, ensuring that the costs of an unsuccessful claim are covered, thereby minimising the financial risk for all parties involved.


Woodville's Unique Fixed Income Investment Approach

Woodville’s innovative model sets it apart from traditional litigation finance providers, offering a comprehensive solution that addresses the needs of lawyers, clients, and investors alike.


Diversification and Risk Mitigation

Woodville’s portfolio is designed with diversification in mind, spreading the risk across numerous loans rather than relying on a high success rate in individual cases. This approach ensures a more stable and predictable return for investors, making Woodville’s offerings an attractive alternative to traditional litigation funds.


Robust Track Record and Insured Loans

Woodville’s impressive track record, with over 54,679 cases funded since inception and zero defaults, underscores the reliability and stability of its operations. Furthermore, the company’s loans are fully insured, providing an additional layer of protection for both the borrower and the investor.

Short-Term, Low-Value Loans

Woodville’s fixed income investment lending model focuses on small, short-term loans, typically ranging from £1,000 to £5,000 and with a duration of 6–12 months. This approach allows the company to manage risk more effectively and maintain a robust cash flow, ultimately benefiting its clients

and investors.


Woodville’s Loan Book and Case Types

Woodville’s loan book encompasses a diverse range of case types, reflecting the breadth of the company’s expertise and the growing demand for litigation finance across various legal domains.


Plevin Loans (PPI 2)

The Plevin ruling, which expanded the scope of the Payment Protection Insurance (PPI) scandal, has resulted in a surge of new claims, and Woodville has positioned itself as a key player in this lucrative market.


Road Traffic Accidents (RTA)

With the UK’s high rate of road traffic incidents, Woodville has established a strong presence in the RTA claims segment, providing vital funding and support to those seeking compensation.


Housing repair Claims

Woodville’s loan book also includes a significant number of housing disrepair claims, addressing issues such as poor living conditions and landlord negligence.


PCP: Car Finance Loans

The complex world of car finance agreements has given rise to a growing number of claims, and Woodville has stepped in to provide the necessary funding and expertise to navigate these intricate cases.


Stamp Duty Land Tax (SDLT)

The increasingly complex landscape of property-related taxes has led to a rise in SDLT-related claims, and Woodville has leveraged its expertise to support clients in this area.


The Loan Process: From Client to Payout

Woodville’s loan process is designed to be streamlined, efficient, and protective of all stakeholders, ensuring a seamless experience for lawyers, clients, and investors.


Client Lodges Claim

The process begins with a client lodging a claim with a solicitor, who then reviews the merits of the case and decides whether to accept or decline it.


Accepted Claim and ATE Insurance

If the claim is accepted, the client signs the necessary contracts, and Woodville’s ATE insurance policy is put in place, providing crucial protection against potential costs in the event of an unsuccessful claim.


Loan Disbursement and Claim Conclusion

With the ATE insurance in place, Woodville provides the loan to the law firm, enabling them to pursue the claim. Once the claim is concluded, the loan is repaid, either from the successful outcome or through the ATE insurance policy.


The Investor Perspective

Woodville’s offerings present a compelling opportunity for investors seeking a unique and diversified investment option in the litigation finance sector.


Attractive Returns

Woodville’s loans offer investors a fixed annual return of 10–12%, paid out on a quarterly basis, providing a stable and predictable income stream.


Woodville Fixed Income Investment
Woodville Fixed Income Investment

Diversification and Risk Mitigation


Minimum Investment and Geographic Focus

Woodville’s minimum investment of £10,000 ($10,000/€10,000) makes its offerings accessible to a broad range of investors, while the company’s geographic focus on the UK market provides a clear and well-defined investment scope.


The Broader Impact: Promoting Access to Justice

Woodville’s approach to litigation finance extends beyond the financial realm, as the company’s mission is deeply rooted in promoting access to justice and empowering those who might otherwise be denied their rightful recourse.


Empowering Lawyers and Clients

By providing the necessary resources, Woodville enables lawyers to pursue claims that they would otherwise be unable to take on, ultimately giving their clients a better chance of achieving a favourable outcome.


Addressing Funding Gaps

In a legal landscape where resources can be scarce, Woodville’s innovative funding solutions help to bridge the gap, ensuring that meritorious claims are not left unaddressed due to financial constraints.


Fostering a More Equitable Legal System

Woodville’s commitment to supporting access to justice contributes to a more equitable and inclusive legal system where individuals and businesses of all sizes can seek the redress they deserve.


Conclusion

Woodville Consultants Limited has emerged as a trailblazer in the world of litigation finance, offering a comprehensive and innovative solution that empowers lawyers, protects clients, and delivers attractive returns for investors. By leveraging its robust track record, diversified portfolio, and unwavering commitment to access to justice, Woodville is poised to continue shaping the future of the legal and financial sectors.


Contact us for more information: hello@bespokeadvice.net

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